Should I Buy Dental Insurance for My Children?
Does dental insurance make sense for families with children?
Have you ever wondered when you should get dental insurance for an infant or add them to your current policy? Or maybe you’ve questioned how many teeth your baby should have before they go to the dentist. These are common questions among parents so we’d like to provide some useful information that can help in your search.
When Should a Child Start Seeing the Dentist?
Most pediatric dentists recommend that a child should be seen by their first birthday. Or you should try to schedule a visit to the dentist within six months of your child getting their first tooth. The time frame can vary for each toddler but most children will generally begin to teethe and get their first teeth around 6 months of age. Once a child begins to see a dental provider, purchasing a dental insurance plan can be a great value because most plans include coverage for exams every six months. You can either add your baby to an existing dental plan or look to purchase an affordable dental insurance plan with family coverage.
Dental Insurance Plans for Families with Kids
There are a wide variety of low cost dental insurance plans that provide family coverage. Most carriers have a family rate that will cover all dependents within a household. This can create savings for families because the discounted family rate will be less than a single rate for each family member. Many plans will also include kid friendly benefits like sealants and orthodontia coverage. Most dental networks will also include pediatric dentists that specialize in dental services for young children.
Are there child only Plans Available?
There are a few dental insurance carriers that offer child only policies. Though most children are covered under a family policy through a parent or guardian. There are also some state based plans that can provide assistance to anyone with a financial hardship. With a little effort, most parents or guardians can find access to quality dental plans for their children.
Finding the Right Plan
If you decide to purchase a dental insurance plan for a child or family, there are a wide variety of plan options to meet your benefit and budget needs. EasyDentalQuotes provides a variety of plan options with carriers like Delta Dental, Nationwide, Renaissance Dental, and others. With a dental plan, members are free to schedule routine exams and have benefits available for any treatments or recommended services. And for children even beginning at age one, consistent visits to the dentist can help establish a good foundation for a lifetime of great oral health.
So whether you already have older children or a teething toddler, you’ve got choices to make concerning dental providers and dental insurance. With the right tools and resources, you can make informed decisions to get the best care at the best cost, even for a one year old.
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