Where can I find insurance coverage for dental implants?
Looking for Dental Implant Coverage?
If you need dental implants, you’re probably already surprised to find out how expensive treatments for implants can be. Naturally, you may think about finding dental insurance to help cover your implants. If you’ve began this search you may have found it to be a challenge. We’ll try to help explain the landscape of plans for dental implants to help guide you in the right direction.
Many Dental Plans have exclusions for Dental Implants
Unfortunately if you do a quick search for dental plans for individuals and dig into the details of plan benefits, you’ll find that many plans exclude coverage for dental implants. There are several reasons for this, but one is related to the newness of the procedure.
Because treatments for dental implants are a newer technique for replacing damaged or missing teeth, it can take some time before treatments become mainstream with providers and insurance carriers. Some companies still view implants as a luxury procedure that falls under a cosmetic category. But the good news is that with all things new, prices typically go down over time and acceptance usually goes up.
Some Dental Plans have Waiting Periods
Sometimes even if a dental plan has coverage for implants there may be a waiting period of up to a year before you can use the benefits. Waiting periods for major services are another common feature of some dental plans. While waiting periods may be ok for someone who doesn’t need major dental work done right away, they are not helpful to someone who needs treatments immediately. What if you need coverage for implants now without a waiting period?
There are Dental Plans for implants with no waiting periods
Now that we’ve shown you the landscape of common dental plans for individuals, let’s get to the good news. There are dental insurance plans available with coverage for dental implants that have no waiting periods. It may take a bit of searching, but these plans are out there.
At EasyDentalQuotes, we’re able to recommend plans with Renaissance Dental that have coverage for dental implants. Their plans fall into this select group of dental plans that have no waiting periods for major services and includes a category of benefits for implants. One way these plans help to provide coverage while being protected from the risk of high claims is to allow the benefits to grow over time as a member has their plan. This way members can get immediate access to coverage and the companies are able to offer an attractive benefit package.
It’s also worth mentioning that while our plans offered with Delta Dental exclude the charges for the surgical insertion of dental implants, they do include benefits for the crown or partial bridges that are attached to the implant. Delta Dental plans will also allow a credit for the full cost of treatment for a crown or partial denture to be applied towards the cost of the implant associated services. Basically, there can be some charges for the crown or bridge that can offset some of the implant associated costs. This can be a helpful benefit for anyone that needs to utilize a plan with the Delta Dental Premier network of providers.
Go ahead and get the implant services that you need
Hopefully we’ve given you some encouraging news regarding your search for dental implant coverage. If you’ve been searching for the right dental plan and need coverage for implants, the good news is that coverage is available. While there are a number of quality dental plans available, it’s always a good idea to do thorough research to make sure you find the best fit for your situation. Because at the end of the day it’s all about getting the treatments you need and when you get the best deal, you’ll have an even bigger smile.
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